By Sandra Dalton, Staff Writer The importance of estate planning cannot be overstated. Even if you don’t feel like you have much to leave behind, you need a plan to guide your loved ones so that they don’t have to make all the decisions or possibly fight over how those decisions are made. Those who do plan, often make mistakes.  Following are three common estate planning mistakes you should avoid. Failure to Plan for Accidents or Events That Don’t Actually Kill You What happens if … [Read more...]